July 10, 2005

Mortgages for the Self Employed

Typically self employed people get a bad deal with getting competitive mortgages. The reasons why are obvious; to the lender they are a risk, an unknown quantity. They could earn £100,000, but only £10,000 the next year, so it's clear why lenders are cautious.

July 8, 2005

Fixed or Variable Rate Mortgages?

Fixed or Variable Rate Mortgages, which is the best option? In truth that's only a question you can answer with the power of hindsight, as really you are gambling. Yes that's right you are gambling on what you think the interest rates will do.

July 5, 2005

Nationwide the cheapest mortgage?

Nationwide have cut their mortgages rates yet again holding firm as one of the most competitive lenders on the high street. The new rates went in to effect on 21st June 2005, which see their mortgage rates now at 4.49% for a two year fixed deal, 4.69% for a three year fixed deal and 4.79% for a 5 year fixed deal. For those willing to take a gamble Nationwide's tracker rate has been slashed from 4.99% to 4.74%.

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